BankFXApi

Terms of Service

Last Updated: July 13, 2026

1. Acceptance of Terms

By accessing and using BankFXApi ("the Service"), you accept and agree to be bound by these terms. If you do not agree to these Terms of Service, please do not use the Service.

2. Service Description

BankFXApi provides API access to foreign exchange rate data collected from publicly available sources, primarily central banks and financial institutions worldwide. The service aggregates this data and makes it available through a programmatic interface.

Important: Your subscription is for API services and data access only. We provide the infrastructure, reliability, and convenience of accessing aggregated exchange rate data through our API, including rate blending that helps resolve currency pairs from available reference rates.

3. Data Collection and Availability

We collect exchange rate data from publicly available sources, including central banks, financial institutions, and government agencies that publish their data online.

BankFXApi follows responsible data collection practices, including robots.txt compliance, rate limiting, system protection, and common search engine standards.

We do not guarantee continuous availability of data from any specific source. Availability may be affected by publication changes, website changes, technical issues, access restrictions, or format changes by the original sources.

4. Subscription and Billing

We offer subscription plans with different usage limits and features. Your subscription grants access to our API infrastructure and to data we are able to collect and provide.

Subscriptions are billed in advance on a recurring basis. Fees are non-refundable except as required by law.

Your subscription fee covers access to our API service infrastructure. We do not provide refunds if specific data sources become unavailable.

5. API Usage and Limitations

Your subscription plan includes specific rate limits and quotas. Exceeding these limits may result in temporary suspension or additional charges.

You must not circumvent usage limits, resell or redistribute data without permission, damage or impair our infrastructure, or attempt unauthorized access to any part of the Service.

6. Data Accuracy and Liability

The Service and all data are provided "as is" without warranty of any kind. We do not guarantee the accuracy, completeness, or timeliness of any data.

BankFXApi is not liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, business opportunities, inaccurate data, service interruptions, or unavailable sources.

The data primarily consists of publicly available reference rates. It does not represent market or transaction rates and should not be the sole basis for trading, settlement, accounting, or valuation decisions.

7. Intellectual Property

The Service, including its original content, features, and functionality, is owned by BankFXApi and protected by applicable intellectual property laws. Underlying exchange rate data is sourced from public institutions and remains their property.

8. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason including breach of these Terms.

9. Changes to Terms

We may modify or replace these Terms at any time. Material changes will be posted on this page with an updated date. Continued use of the Service after changes means acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of the United Arab Emirates, without regard to conflict of law provisions.

11. Contact Information

If you have questions about these Terms of Service, please contact us using the details below.

By using BankFXApi, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Reference data notice: BankFXApi provides published exchange-rate reference data for software integrations, dashboards, currency displays, and analytics workflows. See Terms for source disclaimers and usage limitations.